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The screen-shot show you the window first opened when you launch HomeBank. It is the basis of most of the HomeBank actions. Closing this main window will close HomeBank.
The menu are the main start point of most HomeBank actions. See here for a description.
The toolbar provides easy mouse shortcut for some of the menu. All tool button have a tool tip that will help you know what action will be launched when you click on the tool button.
The balance area contains the balance summary of the wallet (all accounts), see this page for details. If the minor option is checked in the preferences, a minor toggle button appear here, see this page for details.
The list show you a summary of every account in the wallet. To open an account, and show its transactions, you can double-click on it, or use the toolbar, or the menu.
The status column indicate the change made to an account:
This list displays every scheduled (automated) transaction and their state, especially:
This remaining day count is negative if the transaction insertion is overdue.